The best inspirational personal finance quotes to keep you motivated on your path to financial stabilty

Here are some of the best inspirational quotes for financial problems I used to go back to when I was feeling like spending money on stuff I didn’t need.

When I spent a year saving £10,000 to buy a motorhome, it wasn’t all fun and games, especially at the beginning: changing your habits overnight is notoriously difficult, and if you don’t find ways to keep inspired and motivated, you can fall off the bandwagon. I hope they remind you of why you are on your path to financial health.

Best inspirational quotes on finances and for financial problems

Don’t let money run your life, let money help you run your life better.”

John Rampton

Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it, and with whom you do it.”

Timothy Ferriss

“Beware of small expenses; a small leak will sink a great ship.”

Benjamin Franklin

“Money, like emotions, is something you must control to keep your life on the right track.”

Natasha Munson

“The only thing that stands between you and your dream is the will to try and the belief that it is actually possible.”

Joel Brown

“The only way to make sense out of change is to plunge into it, move with it, and join the dance.”

Alan Watts

“The best way to save money is to pretend you don’t have any.”

Oscar Wilde

“A penny saved is a penny earned.”

Benjamin Franklin

“Never spend more than you earn.”

Thomas Jefferson

“Live below your means.”

Dave Ramsey
inspirational quotes on finances

“Don’t buy things you can’t afford.”

Oprah Winfrey

“Save for retirement early.”

Jane Bryant Quinn

“Be generous with your time and money.”

Joel Osteen

“Give back to the community.”

Michelle Obama

“A formal education will make you a living; self-education will make you a fortune.”

Jim Rohn

“Timing, perseverance, and 10 years of trying will eventually make you look like an overnight success.” 

Biz Stone (co-founder of Twitter)

“Financial freedom is available to those who learn about it and work for it.”

Robert Kiyosaki

“The greatest wealth is to live content with little.”


“Without leaps of imagination or dreaming, we lose the excitement of possibilities. Dreaming, after all, is a form of planning.”

Gloria Steinem

“It’s not the man who has too little, but the man who craves more, that is poor.”


“The secret of getting ahead is getting started. The secret to getting started is breaking your complex overwhelming tasks into small manageable tasks and then starting on the first one.”

Mark Twain

“It’s better to look ahead and prepare than to look back and regret.”

Jackie Joyner-Kersee

“Knowledge is power: you hear it all the time but knowledge is not power. It’s only potential power. It only becomes power when we apply it and use it. Somebody who reads a book and doesn’t apply it, they’re at no advantage over someone who’s illiterate. None of it works unless you work. We have to do our part. If knowing is half the battle, action is the second half of the battle.”

Jim Kwik
Inspirational Quotes for Financial Problems

“Belief in oneself and knowing who you are … that’s the foundation for everything great.”


“To get rich, you have to be making money while you’re asleep.”

David Bailey

“A journey of a thousand miles must begin with a single step.”

Lao Tzu

“Wealth is largely the result of habit.”

John Jacob Astor

“The stock market is designed to transfer money from the active to the patient.”

Warren Buffett

“We should remember that good fortune often happens when opportunity meets with preparation.”

Thomas A. Edison

“The key to making money is to stay invested.”

Suze Orman

“All you need is the plan, the road map, and the courage to press on to your destination.”

Earl Nightingale

“You can’t build a reputation on what you’re going to do.”


“It takes as much energy to wish as it does to plan.”

Eleanor Roosevelt

“Don’t tell me what you value, show me your budget, and I’ll tell you what you value.”

Joe Biden

“Never spend your money before you’ve earned it.”

Thomas Jefferson

“Sacrifice is a part of life. It’s supposed to be. it’s not something to regret. It’s something to aspire to.” 

Mitch Albom

“Unless commitment is made, there are only promises and hopes; but no plans.”

Peter F. Drucker

“Debt is like any other trap, easy enough to get into, but hard enough to get out of.”

Josh Billings

“The budget is not just a collection of numbers, but an expression of our values and aspirations.”

Jack Lew

“If saving money is wrong, I don’t want to be right!”

William Shatner
financial planning quotes

“Do something today that your future self will thank you for.”


“What you’re thinking is what you’re becoming.”

Muhammad Ali

“Planning is bringing the future into the present so that you can do something about it now.”

Alan Lakein

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.”

Robert Kiyosaki

Final thoughts

I often go back to these quotes when I feel overwhelmed by the goals I set for myself, and when I feel like I’m so far away from them. There is science behind how motivational quotes actually do affect our brain and behaviour, so why not making not of the ones that resonate with you, and returning to them for the moments where you feel loss of momentum.

This post was about 45 brilliant inspirational quotes on finances

About the author : Susie Italiano

brilliant financial quotes
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