Idle Money Journal – The Best Budget Planner for Mindful Spending


Download this money journal to set up a mindful system to track your monthly expenses, set your financial goals, and celebrate your achievements


This journal allowed me to save £10,000 in less than a year: by noting down every single transaction on a journal and writing an end-of-month round-up and reflection, you are intentionally dedicating time and attention to how you are spending your income.

Here is the full article with instructions on how to use this budget journal.

This journal includes:

  • A yearly undated spread (use the same template forever!)
  • A savings motivation and goal-setting page
  • Income, Fixed Expenses, and Variable expenses Budgeting page
  • Transaction spread (also downloadable separately)
  • End of Month Reflection
  • Colour-in Savings Tracker (also downloadable separately)
  • No Spend Challenge spread (also downloadable separately)
  • Notes pages


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