0
Browsing Category

Personal Finance

stop impulse buying
All posts, Personal Finance

7 Effective Ways To Stop Impulse Buying (How to Stop Buying Things)

Tips to avoid impulse buying: how to stop buying stuff.

Have you ever bought something that you don’t need, without it being a planned purchase? That right there is called impulse buying. In this post we’ll go over what impulse buying means, the causes of impulse buying and shopping addiction, and how to stop impulse buying behaviour.

What we’ll cover:

Continue Reading

frugal wedding tips
All posts, Personal Finance

Wedding Ideas on a Budget: How to Get Married With £2,000

Frugal wedding planning: tips to plan home weddings on a budget

On the 9th of March 2015, my husband and I got married with less than £2,000 and it was a wonderful day. Having a frugal wedding didn’t take away from the beauty and fulfillment that celebration brought us. I can absolutely guarantee that you don’t need to spend tens of thousands of pounds for a one-day party. Read on to learn some budget wedding ideas you can take inspiration from.

Here’s what we’ll cover:

Continue Reading

improve credit score uk
All posts, Personal Finance

How To Improve Your Credit Score in the UK

How to increase your credit score immediately: tips to boost your credit score

This post is for everyone who wants to improve their credit score in the UK, or has moved to the UK and is looking for easy ways to improve their credit score fast.

As an immigrant in the UK, I get that it can be hard to know how to build your credit from scratch. Stick with me, my friend, I’ll lay it out for you with the friendliest language I can muster. You’ll see that it’s not as daunting as it may seem.

This is what we’ll cover:

Continue Reading

cover letter necessary
All posts, Personal Finance

How To Write A Cover Letter For Any Job

Writing the perfect motivation letter: cover letter examples and best tips

You might have asked yourself: is a cover letter necessary for a job application? Short answer: cover letters are very important and you should know how to write a killer cover letter that will land you an interview. In my 15 years in the job market, I have written hundreds of cover letters, and have been on both sides of the recruitment process. I have compiled all of my knowledge in this post, and I hope it will be helpful to those who are having a hard time applying for jobs and need guidance on how to get shortlisted for an interview. You can also download a cover letter example (one that I actually used to get a job!) if you join my newsletter.

Content:

Continue Reading

what is fire acronym
All posts, Personal Finance

The Meaning of Financial Independence Retire Early (FIRE acronym)

All about how to retire early, and the FIRE acronym.

If like me, you have embarked on a personal quest to educate yourself on how to be financially aware, then you can’t avoid coming across the FIRE movement, aka Financial Independence Retire Early. Wtf does the FIRE acronym stand for, you ask? Well, let me tell you.

As you may know from a previous post, my husband and I radically changed our spending habits since deciding to buy a motorhome. A motorhome will allow us to gain geographic freedom, live more sustainably, and at a slower pace than what a big city like London allows. Having a savings goal has led me down a rabbit hole of personal finance content, and for months I have been reading articles, watching videos, and reading books about how to live a financially sustainable life, without having to sell your soul to a high-paying yet spirit-killing, time-stealing job.

Continue Reading

products for saving money
All posts, Personal Finance

15 Sustainable Products That Will Help You Save Money

My favourite tried and true products that save you money and are kind to the planet

This post is all about products that can help you save money. With an initial one-off purchase, you will save money by just using these instead of their single-use and more expensive counterparts.

I swear by all of these: I have purchased and used all of the products in this list, and as a nice bonus, they also happen to be kind to the environment in the way that they prevent waste and the use of non-recyclable materials.

Continue Reading

how to build wealth
All posts, Personal Finance

The Simple Path To Wealth Summary

The Simple Path To Wealth by JL Collins: book review and summary.

Shortly after my husband and I switched to diehard frugal mode and started accumulating savings to buy our first motorhome, I went down a rabbit hole of personal finance content. Every day on my way to and back from work I was either reading a blog post, or watiching a youtube video, or devouring a book to learn more about how to optimise my income, my time, and my savings.

Continue Reading

how to spend less
All posts, Personal Finance

The Best Budget Planner Notebook: a Mindful Spending Approach.

How to set up the best budget planner book to track your monthly expenses

As you might have read from my previous article, my husband and I started aggressively saving for a motorhome, and we have successfully stashed £10,000 since September 2021, on average salaries. Pretty cool huh! Did we increase our income? No, not really. Did we learn how to spend less? You betcha. We would never have been able to do this without our trusty budget planner journal.

A key factor to achieve this milestone was gaining a deep awareness of how we were spending our money every single day. If you have ever arrived a few days short of payday asking yourself: where the heck did my money go?! then you might want to continue reading, as I will share the exact method I used to set up a budget planner book.

Continue Reading

how to save money
All posts, Personal Finance

Save Money from Salary: How to Save Up £10k in a year

A roadmap on how to save the money from salary and live on a £30k a year budget

The 30th April 2022 marks the day where my husband and I managed to save 10k in less than a year: a whopping £10,000 since September 2021, when we had around £1,500 in our savings account.

September was the month where we decided we were going to buy a motorhome, so we got our asses into gear and set out our savings strategy. It has been a wonderful learning experience, and we have both felt empowered by re-discovering how much more control over our habits we had than what we thought, and a sense of renewed motivation in seeing our efforts getting us closer and closer every month to our savings goal.

Nothing that I am about to write about is ground-breaking, however, my hope is that in this climate of economic doom, it may help you find the motivation to take control of what you can, pick a savings goal, and start working towards it little by little.

Continue Reading